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Retirement benefits

You can typically get monthly Retirement benefits starting at age 62 if you've worked and paid Social Security taxes for 10 years or more. In most cases, you can apply while still working.

Plan for Retirement

Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning.

Learn about retirement planning

Time your first payment

Learn how to time your application so your first benefit payment arrives when you want it.

See when to apply

Report changes

Report changes to your earnings if you're working before Full Retirement Age (between age 66 and 67), and share any other changes to your situation.

See how to report changes to your situation

Explore Retirement options from family members’ work

You might qualify for Family or Survivor benefits based on a family member’s work. These benefits could start before age 62. If you're entitled to more than 1 benefit, you'll get the one that gives you the highest payment.

Check your eligibility for all our benefits